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OUR SCHEMES

DOMESTIC DEPOSIT RATES

INTEREST RATES ON ADVANCES

HIGHLIGHTS OF PERFORMANCE

SERVICE CHARGES


IN HOUSE MAGAZINE- UTKARSH

SUGGESTIONS & COMPLAINTS



Services


Purvanchal Bank Provides following services to its customers:

  • Multicity Cheques ( Pay Orders)
  • Savings Account
  • Current Account
  • Fixed Deposits
  • Loan Account

AGRICULTURAL BANKING

Purvanchal Bank branches have covered a whole gamut of agricultural activities like crop production , horticulture , plantation crops, farm mechanization, land development and reclamation, digging of wells, tube wells and irrigation projects, forestry, construction of cold storages and godowns, processing of agri-products, finance to agri-input dealers, allied activities like dairy , fisheries, poultry, sheep-goat, piggery refurbished second hand tractors, mulberry cultivation, rearing of silk worms and grainages. Infact Bank can cover any other agricultural related activities undertaken.

MICRO FINANCE

SHG MOVEMENT A MISSION:

Purvanchal Bank has taken up SHG movement as a mission, a noble mission to reach those families who were hitherto having no access to the credit by any formal financial institution and, therefore, were depending on informal sources and moneylenders.

MICRO FINANCE DEEP ROOTS IN Purvanchal Bank:

Micro finance is not new to Purvanchal Bank's association with non-government organizations (NGOs) or voluntary agencies in extending financial help can be traced as far back as 1976 well before NABARD introduced SHG-Bank Credit Linkage Programme as a pilot project in 1992.

STEADY GROWTH IN SHG-BANK CREDIT LINKAGE PROGRAMME:

Purvanchal Bank has actively participated in SHG-Bank Credit Linkage programme since its inception in 1992 as a pilot project of NABARD. Since then the Bank has made a steady progress in financing SHGs. Majority of these SHGs are women SHGs.

Purvanchal Bank LEADER IN SHG-BANK CREDIT LINKAGE

Purvanchal Bank is maintaining its position as a leader among All Banks of Gorakhpur And Basti Region in credit linking of SHGs and is a prime driver for the movement. Purvanchal Bank having a share of more than 50% of total SHGs financed by Commercial Banks is far ahead of others.

INNOVATIONS & INITIATIVES

Bank has successfully initiated various measures toward widening its SHG network. To list a few examples:
(i) Sensitisation of staff: Bank's aim is to sensitise the entire staff from Manager to Messenger working     in rural and semi-urban branches towards the programme.

(ii) Special training programmes in SHGs are being conducted at training centres of the Bank apart          from State Bank Institute of Rural Development, Hyderabad and BIRD Lucknow.
(iii) Close liaison with NGOs: Operating functionaries at branch level and region level are in close      contact with NGOs in their area to take the movement ahead.For the purpose, regular meetings      are arranged with the NGOs and their support is solicited.

(iv) SHG cells: Special SHG cells have been opened at Head Office .

(x) Appreciation by Government: A number of our branches / Circles have also received      commendation and appreciation from State Governments for doing excellent job in SHG-Bank      Credit Linkage programme.

DEPOSIT SCHEMES

Whatever your needs - an investment of your surplus funds or to create a fund for your childrens' education and marriage. You will find a product from Purvanchal Bank that suits your requirement, delivered at a branch close to you.

Open an account with any of our branches, all our branches are fully computerised, and realise the advantage of our vast network. Place funds in Multi Option Deposit Scheme, a term deposit which is not fixed at all and comes with a unique break-up facility which provides you full liquidity as well as benefits of higher rates of returns, through your savings bank account. Alternately, keep that deposit intact by availing an overdraft facility, to meet your occasional temporary funds requirements.
Want to build up savings slowly? Discover our Recurring Deposit Account. You can save a little every month to build up the desired corpus to meet your future requirement of funds.

Our products are designed with flexibility to suit your personal requirements.

  • Current Account
  • Savings Bank Account
  • Recurring Deposit Account
  • Basic Banking 'No frills Account'
  • Term Deposits
  • Special Term Deposits

Experience a whole new world of Personal Banking at all branches of Purvanchal Bank. Customer friendly knowledgeable staff will cater to your financial requirements with speed and efficiency in an excellent ambience.

PERSONAL FINANCE

Purvanchal Bank has a variety of schemes under Personal Finance to satisfy varying needs of the banking public. The Bank offers the following schemes with attractive rates of interest:

* Housing Loan
* Car Loan
* Educational Loan
* Personal Loan
* Loan to Pensioners
* Festival Loans
* Grahak-Sammirdhi Scheme
* Two Wheeler Purchase Scheme
* Four Wheeler Purchase Scheme

Many of our branches offer loans under Personal Finance.

LOCKER

For the safety of your valuables we offer our customers safe deposit vault or locker facilities at a number of branches. There is a nominal annual charge.

MORE SERVICES

Purvanchal Bank offers a wide range of services in the Personal Banking Segment which are indexed here.

SME

Purvanchal Bank has been playing a vital role in the development of small scale industries since 1975.The bank has widest network of 571 Branches in 11 districts.

The Bank finances for Small Business activities which are of special significance to a large number of people as many of these activities can be started with relatively lower investment and with no special skills on the part of the enterpreneurs.

SWAROZGAR CREDIT CARD

A hassle free, convenient and novel Swarozgar Credit Card Scheme launched for easy credit delivery to SSI and SBF segment.

Eligibility SSI

Units with satisfactory track record of 2 years.
New units with excellent credentials.

SBF

Retail Trade
Professional and Self-Employed
Small Business Enterprises.

Quantum Upto Rs.5 lacs.

Interest As applicable [For details Contact your nearest Branch]

 
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